About Us

American Benefits Group delivers innovative on-demand benefits administration solutions that combine empowering technology and exceptional customer service while maximizing value and efficiency. We provide a fully integrated and interactive CDHC platform for all pretax account based plans including Flexible Spending Accounts (FSAs), Health Reimbursement Arrangements (HRAs), Health Savings Accounts (HSAs) and Commuter Accounts. In addition we are a leading provider of COBRA and Direct Premium Billing Administration Services. ABG serves a broad base of employer clients nationwide from under 50 to over 15,000 participants across all industries. We employ state of the art web based technology systems that allow anytime-anywhere access from all Internet connected devices, Mobile, Tablet or PC with robust interactive on demand tools that build greater employee engagement, increased satisfaction and higher participation. As a customer centric organization, we believe that responsive and high touch service delivery combined with enabling technology creates an unparalleled experience for our customers and their employee participants.

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News

HHS Issues Updated Model Notices of Privacy Practices and Announces Part 2 Enforcement Program

HHS has updated its model Notice of Privacy Practices (NPP) materials to help covered entities and business associates comply with the Part 2 related NPP requirements that became enforceable on February 16, 2026.

02/26/2026

What Federal Mandates Apply to Our Company's Group Health Plan Other Than ERISA, COBRA, and HIPAA?

Many federal laws create mandates that may apply to your group health plan.

12/18/2025

IRS Guidance on Trump Accounts Addresses Cafeteria Plans and Employer Contributions, Announces Regulations on the Way

The IRS has announced that it intends to issue proposed regulations regarding Trump Accounts (TAs)

12/11/2025

Who Must Receive SPDs for ERISA Health and Welfare Plans?

QUESTION: We are reviewing the SPD procedures for our ERISA health and welfare plans and need some guidance. Who must receive SPDs for these plans?

12/02/2025

What Employees Are Counted for Purposes of COBRA’s Small Employer Exception?

QUESTION: We understand there is a small employer exception to COBRA for employers with fewer than 20 employees. What employees should we count for purposes of this exception?

12/02/2025